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Post by Patrick on May 20, 2011 10:39:51 GMT
After various failed attempts at top up payment cards and even debit cards that were supposed to have replaced cash, now it looks like "they" are getting somewhere. After all, so many folk have mobiles these days...... Link to video report: Near Field Communication (NFC) technology enables credit cards and other devices to open doors or make payments just by waving them in front of you.
Now NFC has landed plum roles in a number of mobile phones and charge cards. David Reid visited Monaco and Nice to see NFC in action. ...and now it's available on Orange Tocco Lite mobiles: Link to Grauniad report: Shoppers can now use their phones to make in-store purchases – thanks to a "contactless" payment system on mobiles.
Orange's Quick Tap system, the first of its kind in the UK, works on enabled Samsung Tocco Lite phones and from today allows customers to use contactless readers at tills in 50,000 stores across the UK for transactions of up to £15.
Outlets such as McDonald's, Eat, Boots, Wilkinson, Pret A Manger and Subway already allow consumers to use their contactless cards (of which there are 12.9m – 11.4m of them Barclays debit and Barclaycard credit cards) to make payments, also with a £15 limit, but Orange's Jason Rees said mobile payments were a superior service.
"You can now check your balance on your mobile phone's screen and see how much you are spending, which you cannot immediately do when touching your debit or credit card on contactless readers," he said. "Feedback from the trials we have done are overwhelmingly positive, with two thirds of triallists wanting to take up the service." |
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Post by Alpha Hooligan on May 20, 2011 11:44:21 GMT
Won't happen in our life time, maybe not ever, cash is king, especially for emergencies and black market transactions.
AH
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Post by tarzanontarmazepam on May 20, 2011 12:02:10 GMT
I agree with Alpha, but it will happen and within the next 100 years. There will be a universal card which will double up as a credit/debit ID card, and many people will do most of their shopping from home which could spell the end of the supermarket as we know it...virtual shopping malls will be the thing...walking down virtual aisles and placing items in a virtual shopping trolley delivered just a half hour later by air shuttle. It's life Jim but not as we know it.  |
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Post by alanseago on May 20, 2011 12:06:20 GMT
Just like, 'Men will never travel in space'. I have not had a coin or a note in my pocket for years. I can even pay a €1 toll on the motorway with my card.
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Post by Alpha Hooligan on May 20, 2011 12:09:25 GMT
People ain't gonna hand their credit-chip over to drug dealers, people who sell things off the back of a lorry, pimps or arms dealers though.
And all those people who pay "cash in hand" will be stuffed as well.
People just don't have enough trust in society as a whole to let cash go IMO.
The most this new system will achieve is credit card-like convenience for a few folks.
AH
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Post by tarzanontarmazepam on May 20, 2011 12:10:00 GMT
Just like, 'Men will never travel in space'. I have not had a coin or a note in my pocket for years. I can even pay a €1 toll on the motorway with my card. I use my card more and more Alan, but I still like the jingle jangle of coins in my pocket. ermmm...I promise I'm not Jimmy Saville...that's the last time I say 'jingle jangle'...  |
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Post by Alpha Hooligan on May 20, 2011 12:10:58 GMT
Just like, 'Men will never travel in space'. I have not had a coin or a note in my pocket for years. I can even pay a €1 toll on the motorway with my card. All very well until you want something that the government doesn't think you should have. Quite surprised that you of all people would agree with cashless socities...always thought you were more of a free spirit type. AH |
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Post by alanseago on May 20, 2011 12:14:56 GMT
I agree with Alpha, but it will happen and within the next 100 years. There will be a universal card which will double up as a credit/debit ID card, and many people will do most of their shopping from home which could spell the end of the supermarket as we know it...virtual shopping malls will be the thing...walking down virtual aisles and placing items in a virtual shopping trolley delivered just a half hour later by air shuttle. It's life Jim but not as we know it. I already do my shopping at an internet supermarket, delivered to my door next day. I book flights, hotels, taxis etc online and pay by card. I occasionally wander across the road to the bar for an aperitif or two. How do I pay? |
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Post by Alpha Hooligan on May 20, 2011 12:16:14 GMT
There is also the prospect of disasters as well, best to have a bit of cash at hand if things are going a bit disaster shaped and you need something.
AH
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Post by Patrick on May 20, 2011 12:35:45 GMT
The beauty of the phone transfer is that it's not linked to your bank account and only goes up to a maximum amount (£15 according to the report). Even if your phone is nicked the thief couldn't do a lot with it before you'd blocked it anyway. I think this one's a runner. Though keeping a fireproof box with some notes and your quaint old cheque book tucked under the floorboards probably wouldn't be a bad idea. ;D
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Post by Alpha Hooligan on May 20, 2011 12:38:49 GMT
Homeless people would also be pretty fucked if this happened.
AH
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Post by tarzanontarmazepam on May 20, 2011 13:46:44 GMT
Homeless people would also be pretty fucked if this happened. AH Even the homeless will have the universal ID come credit card Alpha. All benefits will be credited to it. Crime will decrease without the availability of ready cash, the black market dissolved, serious violent crims transported to penal colonies on the moon....the ideal world? I am the eternal optimist and I believe one day we will get it right. Simplistic, unlikely, and you are right as that none of this will happen in our lifetime, if indeed it ever happens at all, but in 100 years? In the blink of an eye, but lets not forget that 100 years ago most would have had no elelctricity or running hot and cold water...now I speak to you via the broadband superfast highway of the interweb...a lot can be achieved in a century. And no, I have no idea what I'm talking about.  |
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Post by Weyland on May 20, 2011 19:12:13 GMT
Won't happen in our life time, maybe not ever, cash is king, especially for emergencies and black market transactions. AH I use cash as seldom as possible. And have never used a cheque since about 1985. On a related subject, when I first got involved with computing (1973) there was much talk of the paperless office. It'll be here the day after the paperless toilet. |
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Post by Weyland on May 20, 2011 19:14:39 GMT
I already do my shopping at an internet supermarket, delivered to my door next day. I book flights, hotels, taxis etc online and pay by card. I occasionally wander across the road to the bar for an aperitif or two. How do I pay? With your body? |
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Post by alanseago on May 20, 2011 19:31:07 GMT
My body would not get you half a used ice cube.
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Post by Weyland on May 20, 2011 19:36:45 GMT
My body would not get you half a used ice cube. I nominate Alan to head the IMF. |
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Post by riotgrrl on May 20, 2011 21:42:46 GMT
Won't happen in our life time, maybe not ever, cash is king, especially for emergencies and black market transactions. AH I use cash as seldom as possible. And have never used a cheque since about 1985. On a related subject, when I first got involved with computing (1973) there was much talk of the paperless office. It'll be here the day after the paperless toilet. You could be wrong sweets. I (for one) don't keep a single piece of paper these days. I file everything electronically. |
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Post by riotgrrl on May 20, 2011 22:20:26 GMT
Buy diamonds.
That's all.
They never lose value and, if you have to flee the country in a hurry ,they are easy to conceal about your person. They're a small and portable way of carrying about vast amounts of ready money.
Sadly I don't take my advice and have sunk it all in property. I have no money but I have value. One earthquake and I'm fucked.
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Post by aubrey on May 21, 2011 8:54:56 GMT
Diamonds are worthless, though.
Once you're used them to drill something, you're buggered - you can't do much else.
There will be mistakes with this new thing - a decimal point getting in the wrong place, that sort of thing - but it will only happen in a small percentage of cases and the thousands of people involved won't matter.
You could also be switched off, in the event of a dispute with the provider, or a mistake again. Or your phone gets confused with that of someone who is wanted by the police and international terrorist agencies for mass murder or having a hugely overdue book from the library (computers don't make any distinction unless they're specifically programmed to). And then...
But it won't happen often.
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Post by Weyland on May 21, 2011 9:27:37 GMT
I use cash as seldom as possible. And have never used a cheque since about 1985. On a related subject, when I first got involved with computing (1973) there was much talk of the paperless office. It'll be here the day after the paperless toilet. You could be wrong sweets. I (for one) don't keep a single piece of paper these days. I file everything electronically. Me too. And you do have adequate back-ups, naturally. Is your place of work anywhere near paperless? I thought not. I rest my casework. On a related matter, I was a draughtsman in the 60s, and metrication was all the rage then. Nearly half a century later Britain is still largely in the dark ages in that department. |
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